The quick answer is YES!

When the going gets really tough, one can always file for Bankruptcy (chapter 7, etc.), and eliminate debts legally and start “fresh”.

Is it possible to eliminate Debts legally without filing for bankruptcy?

The answer is YES…by disputing the debts administratively and legally.  A couple of people I personally know tried this and according to them, their credit card debts were eliminated in few months.  Read below for excerpt from an article.

How to Eliminate Credit Card DEBTS


Eliminate Credit Card Debt Now.

WHY SETTLE FOR DEBT CONSOLIDATION, NEGOTIATION, REDUCTION, MODIFICATION, OR ANY OTHER KIND OF COMPROMISE, WHEN YOU CAN ELIMINATE 100% OF IT WITHOUT BANKRUPTCY?

I know. It still sounds “too good to be true.”

But listen: The court case is U.S. vs. Throckmorton, 98 US 61, at pg. 98. You can look it up. In fact, here’s a link to help you… Click Here to read the case

And basically, the court said that “Fraud vitiates the most solemn Contracts, documents and even judgments.” The banks have been caught committing fraud by pretending something came out of their accounts when they issued the “credit”, when nothing at all came out of their accounts and they have zero money at risk. Therefore, YOU DON’T OWE IT!

You need to know that one point. (But NOBODY does! Because even the media refuses to “fink” on their banking friends!)

You merely fill out and send them these powerfully-worded documents, and SNAP!

They are legally OBLIGATED to erase your debt, as if it never happened.

Click here to read more.

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Today, I wanted to address “D” words; Deception, Debt & whole bunch of other bad D words.

Many “inspired” entrepreneurs put smiles on their faces rain or shine; regardless of challenges & obstacles.  Why? because we know that challenges are opportunities in disguise.   Challenges make us grow.  Challenges are GOOD things.

However… when challenges happen one after another – non-stop for a while; don’t we get tired and say “common’, isn’t that enough already????” .  I was at that boiling point this morning.  I was screening inside my brains, Enough is Enough!!!!!!! (many exclamation points!).  Also…interestingly, when things happen in “sequence”, they have a common “theme”.  In my case, the theme was deception and debt this time.

Ever since around November of last year until now, I’ve experienced series of deceptions by people I trusted.  Some of  which created astronomical debt in short period of time.   Series of let downs, disappointments, disbelief, deceptions leading to debt (all with bad D words) were driving me crazy for the past few months.  Putting smile on my face was getting more and more challenging.

Couple of my weaknesses (and there are many…) are; a bit naive and trusting.  My “buddy” from Leadership Training warned me about this repeatedly – “You got to fix this or you will be burned!”; and he was right.  Well, it’s hard to change one’s nature. Also… apparently I DID ATTRACT some sharks in my life and I believe I HAD to experience this in sequence to cause enough PAINS – so I GET IT; “Watch out for the sharks!!”; learn how to protect yourself!!!  OK, OK – I got it.

In attempt to over come challenges and sudden hardship, I had no choice but to become extremely knowledgeable in the areas of Protection AND Debt elimination in VERY SHORT period of time.  With the knowledge I gained, I’m now on a much FASTER track to wealth.  Thanks to those who deceived and took advantage!  They are the true catalyst for change for better!

Today, I went to see Mary Lou Hunter, HHP (Holistic Health Practitioner) in Seal Beach for a heavenly massage ; she is a dear friend and the best HHP I know and I will ever know.  She is a powerful energy worker too & can “read” & “shift” energies.  I normally do not ask for anything specific but today, I asked….”I’m experiencing series of deceptions and blockages, do you think you can help?”; She asked for a permission to “enter” into my energy space.  I actually don’t know what that really means…but whatever she did shifted everything for good!!!  I was feeling so BLESSED to have such a wonderful person like her in my life!

By the time the “energy” massage completed in about 60 minutes, I was saying farewell to deception and debt.  I won’t allow them to enter into my space.  I won’t change my true nature either.  I will continue to be generous in helping others AND BE SUCCESSFUL at the same time.  Yeah, I can have it all.

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Debt in the US – The Reality

The reality is, the US is in serious debt; and debt is increasing every moment.  Go to U.S. Debt Clock site and see for yourself.  Compare the Total National Assets and US Unfunded Liabilities.  You will notice, liabilities are staggeringly much more than assets and increasing.  Also take a look at the numbers on Social Security Liability & Medicare Liability.  Can Uncle Sam really help us when we retire?  Can we really rely on the government to support us?  Looking at the numbers, I don’t think so. 

http://usdebtclock.org | See America’s Debt Clock

Are we in bankruptcy?  As a matter of fact,  I recently find out that The United States of America is INDEED in bankruptcy since 1933.  So why are we considered one of the wealthiest countries in the world?  I have been doing some digging, and starting to find our the TRUTH about how the modern COMMERCE works.  Whch goes really deep.  I promise I will post more information about this.

In short – We must protect ourselves.  I believe, people with real assets will survive but the rest may not.  The “real assets” are NOT paper currencies and electronic “money”.

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